Representative example

Representative Example: $1,000 loan over a 12-month term would have a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR for qualified customers. Loan term lengths from 3 to 36 months for qualified consumers.

Typical APR range

APR typically ranges between 5.99% and 35.99% for qualified borrowers, but exact rates depend on your lender, credit profile, and state regulations.

Possible fees

All fees are disclosed by your lender before you sign the agreement.

• Origination or administrative fees charged by the lender
• Late payment or NSF fees if a payment is missed
• State-regulated finance charges or documentation fees

Early payoff

Most lenders in our network allow you to repay early without penalty.

Paying early can reduce total interest paid—ask your lender to confirm their policy.