What This Page Is For

This page focuses on what to do after a suspicious call, email, text, or payment request. For prevention tips before applying, review How to Avoid Loan Scams.

First 30 Minutes: Immediate Actions

1. Stop all communication with the sender or caller.
2. Do not send any additional money, documents, or verification codes.
3. Call your bank or card issuer and flag the transaction as suspicious.
4. Change passwords for your email, banking, and payment apps.
5. Enable multi-factor authentication on critical accounts.

What Evidence To Save

• Phone numbers, email addresses, and website URLs used by the scammer.
• Screenshots of texts, chat threads, and social messages.
• Bank transfer confirmations, gift card receipts, or crypto wallet IDs.
• Any agreement, invoice, or "approval letter" they sent you.
• Dates and timestamps for every interaction.

Where To Report The Incident

• File a federal complaint at reportfraud.ftc.gov.
• Contact your state attorney general consumer protection office.
• If identity data was exposed, place a fraud alert or credit freeze with major bureaus.
• For phone harassment, report scam numbers to your mobile carrier.

48-Hour Recovery Checklist

1. Review account activity and dispute unauthorized charges immediately.
2. Replace compromised debit/credit cards and reset banking credentials.
3. Document each report number from your bank, bureau, and agency submissions.
4. Monitor your credit profile for new inquiries or unauthorized accounts.
5. Continue checking statements daily until risk is resolved.

How QuickCashDirect Communicates

• We do not ask you to pay upfront fees to release funds.
• We do not request payment by gift card, crypto, or wire transfer to unknown parties.
• We encourage every user to verify lender details before sharing sensitive information.