Consent for Electronic Signatures, Records, and Disclosures ("E‑Consent")

Please read this information carefully and retain a copy for future reference. You are submitting a request to be connected with one of our third‑party lenders. In order to offer you a loan, those third‑party lenders need your consent to use and accept electronic signatures, records, and disclosures ("E‑Consent").

This notice explains your rights when receiving electronic disclosures, notices, and information. By proceeding with our service, you acknowledge that you received this E‑Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

Option for Paper or Non‑Electronic Records

You may request paper copies of any Disclosures by contacting the third‑party lender directly. Lenders will provide paper copies at no charge and will retain Disclosures as required by applicable law.

Scope of Consent

This E‑Consent applies to all online interactions between you and the third‑party lender, including interactions via mobile devices such as phones and tablets.

By providing this E‑Consent, the third‑party lender may process your information and interact with you electronically for all online interactions, and may send you notices electronically related to its interactions and transactions with you.

Disclosures may be provided on our website, the lender’s website, or by email.

Consenting to Do Business Electronically

Before deciding to do business electronically with any third‑party lender, you should ensure that you have the required hardware and software capabilities described below.

Hardware and Software Requirements

To access and retain Disclosures electronically, you will need a device capable of accessing the Internet, access to an email account, and an Internet browser that supports at least 128‑bit encryption.

To read some documents, you may need a PDF file reader such as Adobe® Acrobat Reader or a similar program. You will also need a printer or a long‑term storage device, such as your computer’s disk drive, to retain copies of Disclosures for future reference.

If you have questions about hardware or software requirements, contact the lender directly.

Withdrawing Consent

Your E‑Consent for our connection service and for third‑party lenders’ initial consideration of your request cannot be withdrawn because it is a one‑time transaction.

If you are connected with one or more third‑party lenders, you may withdraw your E‑Consent with those lenders at any time and at no charge. However, withdrawing E‑Consent before receiving credit may prevent you from obtaining credit from that lender.

To withdraw E‑Consent, contact the lender directly. Withdrawal will not affect the legal effectiveness, validity, or enforceability of prior electronic Disclosures.

Changes to Your Contact Information

You should keep third‑party lenders informed of any change in your email address or mailing address. You may update such information by logging into the lender’s website or by sending the lender a written update by mail.

Your Ability to Access Disclosures

By continuing with this process, you acknowledge that you can access the Disclosures in the electronic formats described above.

Consent

By proceeding, you acknowledge that you have read this information about electronic signatures, records, Disclosures, and doing business electronically.

You consent to using electronic signatures, to having all Disclosures provided or made available to you in electronic form, and to doing business with the lender electronically.

You acknowledge that you may request a paper copy of electronic records and Disclosures at no charge from the lender. If you choose not to proceed, you indicate that you do not wish to use electronic signatures or conduct this transaction electronically.