Frequently Asked Questions
1. What does QuickCashDirect do?
QuickCashDirect is a free loan introduction service. We securely pass your request to trusted lenders who may be able to fund you. We may receive a commission if you choose one of our partners.
2. How fast can I get my money?
Most lenders offer same-day or next-business-day funding after approval. Some provide instant transfers, while others take 2–3 business days depending on your bank.
3. Will checking rates affect my credit score?
No. Checking rates through QuickCashDirect will not impact your credit score. Lenders may run a soft check initially and only perform a hard inquiry if you accept an offer.
4. What if I have bad credit?
Many of our lending partners specialize in bad credit loans. Approval isn’t guaranteed, but lenders focus heavily on your income and ability to repay.
5. Do I need to visit a store?
No. Everything happens online—apply, review offers, and sign from any device.
6. How much can I borrow?
Typical loan amounts range from $250 to $3,000, but each lender sets their own limits and criteria.
7. What happens after I apply?
We instantly route your request to approved lenders. If a lender can help, you’ll review their terms, sign digitally, and receive funds directly into your account.
8. Is my information secure?
Yes. We use bank-level encryption and only share your information with the lenders you choose to work with.
9. What are the fees?
It’s free to submit a request on QuickCashDirect. If you accept a lender’s offer, any fees will be clearly shown in the loan agreement and depend on your lender, state, and loan amount.
10. Can I pay off my loan early?
Most lenders allow early payoff without penalty, but review the terms in your agreement to confirm.
11. Can I apply on mobile?
Yes. Our platform is built for mobile, so you can apply anytime, anywhere in minutes.
Ready to start your application? It only takes a few minutes to request funds securely.